The Day of Closing
When one of our experienced closing specialists or attorneys handles your settlement, you will either come to our office or we will go to an alternative location that you select that is more convenient for you.
They will typically be the last person you will interact with for your home closing after you’ve worked closely with your loan officer, real estate agent and sometimes title officials to work out the terms of your loan and payoff details.
Our closing specialists will take the following key steps at closing:
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They Verify Signers
They will verify that you are who you say you are before allowing you to sign any documents. They will require that you provide official identification, usually a photo ID such as a driver’s license.
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They Witness Signing & Notarize Signatures
They will make sure that you sign all the required documents that must be signed at closing. They will also make sure that you and any co-signers sign in the correct places on the forms. Then after signing, they will sign the document themselves to indicate they witnessed your signature.
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They Educate Signers & Protect Their Rights
It’s our job to ensure that you understand the documents that you are signing and that you are not signing under duress.
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They Handle & Deliver Closing Documents
The closing specialist is typically responsible for handling your signed and notarized loan documents after the closing and will take care of official recording of your documents and ensure timely disbursement of funds.